Free checklist · PDF
Pearl buying checklist
A printable pearl buying checklist: what to ask the seller, what to check (size, shape, luster, surface, nacre, matching, color) and what to do before you pay.

1 page, US Letter size, 55 KB. Free, no sign-up.
Sources: GIA 7 Pearl Value Factors; FTC, Pearls of wisdom for jewelry shoppers. Checked October 2026.
You can tick the boxes and type into this PDF on a computer or phone, then save or print it.
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Printing tips
- Print at actual size (100%), not "fit to page", so the lines stay a usable size.
- It is laid out for US Letter paper and also fits A4.
- Turn on "background graphics" if the colors come out pale.
What is on this checklist
Ask the seller
- Is it imitation, cultured or natural? (FTC)
- Which type: freshwater, akoya, Tahitian, South Sea?
- Is the color natural? Any treatment?
- Can I have the details in writing?
- What is the return policy?
Check the pearls
- Size in mm, and is it typical for the type?
- Shape: round, near-round, drop, baroque...
- Luster: sharp, bright reflections?
- Surface: clean or spotted?
- Nacre: no bead showing, no chips at the hole
- Matching: do the pearls look alike?
- Color: bodycolor and overtone in daylight
Before you pay
- Roll the strand: round pearls roll smoothly
- Look at the drill holes with a loupe
- Compare with another seller
- For a "natural" price, ask for a lab report